Property Finance
Working with businesses and investors
Our Property Finance Solutions
We help businesses and investors secure funding for buying, refinancing, developing or expanding property assets and trading premises. At Contact Business Finance, we combine market expertise with strong lender relationships to help you find the most appropriate finance solution for your goals.
Whether you are purchasing your trading premises, buying a new investment, funding a development, or refinancing an existing property position. We can help put your in contact with the most suitable lender.
How Commercial Property & Specialist Finance works
Commercial property finance is designed to support property owners, landlords and business occupiers across the UK. It can be used for:
- Purchasing commercial property (offices, retail, industrial and mixed-use premises)
- Refinancing existing commercial property
- Supporting long-term investment strategies
- Releasing equity for further investments
- Funding property developments and refurbishment projects
We begin with a full review of your objectives, assess your position and structure your application to match lenders who are best placed to provide competitive terms. Our specialist team makes the process clear and efficient, guiding you from enquiry to completion.
Our solutions include
Commercial Investment & Owner-Occupier Loans
Finance structured for both investors and businesses buying or refinancing property.
Bridging Finance
Short-term finance to bridge purchase gaps, auction opportunities or time-sensitive deals.
Buy-to-Let & Portfolio Funding
Flexible funding options tailored to landlords and professional property investors.
Development & Refurbishment Finance
Structured funding for land acquisition, build costs, conversions and staged drawdowns.
Commercial Trading Premises
Finance for businesses purchasing or refinancing their own trading facilities.
Why Use a Specialist Property Finance Broker?
Choosing Contact Business Finance means choosing:
- UK-based, experienced property finance advisers
- Access to high-street and specialist lenders
- Solutions for complex or non-standard cases
- Clear communication from start to finish
We’re here to make the route to funding as straightforward and successful as possible.
Frequently Asked Questions
There is a common misconception that such form of finance is only used for goods imported from overseas. Although it is often used to ensure exporters are paid on time, trade finance can also be used to stabilise the supply chain with suppliers also based in the UK.
What is commercial property finance?
Commercial property finance is a form of lending designed to fund the purchase, refinancing, or development of commercial property assets, including offices, retail space, industrial units, and mixed-use buildings.
How does specialist property finance differ from a standard mortgage?
Unlike residential mortgages, specialist property finance often involves more tailored structures, can consider income from the property or business operations, and may accommodate development or investment strategies that high-street lenders cannot support.
What can I use this finance for?
You can use specialist property finance for acquisitions, refinancing existing debt, releasing equity, property renovation or refurbishment, staged developments, and even bridging short-term funding needs.
Who can apply for this type of finance?
Commercial property investors, landlords, developers, businesses purchasing premises and portfolio holders are all eligible, subject to affordability, security and lender criteria.
Can new businesses apply for commercial property finance?
strength of the business, projected income from the property, and overall risk profile.
How long does the finance process take?
Timescales vary depending on documentation, lender type and complexity of the transaction, but effective preparation and specialist broker support can significantly reduce turnaround time.
Is there a minimum or maximum amount I can borrow?
Amounts depend on the lender and type of facility. Commercial property finance can range from modest sums for smaller projects to multi-million-pound facilities for larger developments.
What fees should I expect?
Costs may include arrangement fees, legal fees and interest charges. Our team will explain all costs upfront so you can make an informed decision before proceeding.
What happens if I change my plans after the finance is agreed?
It’s important to start conversations early if plans change, adjustments may affect terms or require lender consent. We’re here to help you manage these scenarios proactively.
What next?
Whether you’re planning a property acquisition, refinance or development project, our commercial property finance specialists are ready to help you explore your options.